Own Where You Live — Creative Paths for Primary-Residence Buyers (Los Angeles)

California Posted 1 month ago housing

About This House

Tired of the rental cycle? For those with reliable income who find traditional bank mortgages currently inaccessible, we might offer innovative pathways to secure a long-term home.

Ideal Candidates

  • Buyers seeking a primary residence, including individuals and families.
  • Applicants with steady, verifiable income from W-2 employment, 1099 contract work, or business ownership.
  • Those with credit challenges or who are actively building their credit history.
  • Individuals with some available funds for a down payment and closing costs, with flexibility on the amount.

Potential Pathways to Ownership

  • Seller Financing, also known as owner carry.
  • Lease-to-Own or rent-to-own agreements.
  • Subject-To or assumable mortgages, where you take over an existing loan when permitted.

Information We Will Request

  • Your target monthly payment and overall price range.
  • Preferred neighborhoods and property types.
  • Basic income details and your ideal timeline for moving in.
  • Your ability to provide standard documentation, such as bank statements and pay stubs.

Take the Next Step

Please spend two minutes completing our brief intake form. This allows us to identify the most suitable option for your situation:

Primary Residence Intake — https://forms.gle/XqVkb197c9LThLHJ6

Important Notes

  • These options are for primary residence purchases only and are not intended for real estate investors, flippers, or landlords.
  • This communication does not constitute a lending commitment. For owner-occupied solutions, a review by a Registered Mortgage Loan Originator to determine ability-to-repay may be necessary.
  • We are an Equal Housing Opportunity provider.

M
Janet Wilson
Member since 2015
★★★★ (4.2)

Safety Tips

  • Don't send money without seeing item.
  • Meet in a safe, public place.
  • Check item thoroughly before paying.
  • Beware of overly low offers.